The US government representatives have decided not to reform the financial system. No surprise. It was the richest that made the most from teh credit bubble of the 1990s/2000s and then got bailed out by the government rescue packages when the financial system imploded. Why would they want to make it more difficult for themselves?
The only way to change the system is for individuals, you and me, to change the way we spend our money and time. That means sharing more, taking less, and living more lightly. But that enlightenment, which is happening, is difficult and takes time. You can make a difference.
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